ChatGPT, Claude, Copilot subscription vs API

Access and feature limits vary. The Free label does not promise unlimited capacity.

• Free access with limited features

Other published billing option: $0.00 — Annual commitment.

• ChatGPT subscriptions do not include API usage; API billing is separate.

chatgpt.com · 2026-09-23

Limited usage; a fixed message allowance was not confirmed.

• Free Claude access

Other published billing option: $0.00 — Annual commitment.

claude.com · 2026-09-23

The free allowance is limited; a paid-plan credit pool is not assigned to Free.

• Limited Copilot access

Other published billing option: $0.00 — Annual commitment.

docs.github.com · 2026-09-23

Feature-specific limits apply; no numeric API allowance is inferred.

• Access with a Google Account

Other published billing option: $0.00 — Annual commitment.

gemini.google · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• More access to Google AI features

• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.
• Subscription features are distinct from general API credits.

gemini.google · 2026-09-23

Usage costs depend on model, tokens and feature; a credit allowance does not guarantee a request count.

• AI credits for metered usage
• Copilot coding assistance

• Monthly credit totals are the published allowance, not a promise of a fixed future flex allotment.
• Unused monthly allowance expires at the reset; additional usage requires a configured budget.

docs.github.com · 2026-09-23

Fair-use limits apply; the regular card and education offer have different terms.

• Vibe coding and tasks
• Mistral API credits

• Regular plan price excludes taxes. Education eligibility and allowances differ.

mistral.ai · 2026-09-23

Usage costs depend on model, tokens and feature; a credit allowance does not guarantee a request count.

• AI credits for metered usage
• Copilot coding assistance

• Each granted seat contributes credits to the shared organization pool.
• Usage beyond the shared pool is charged separately. Rollover terms were not confirmed here.

docs.github.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Higher access to Google AI features

Other published billing option: $199.99 — Annual commitment.

• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.
• Annual billing requires a yearly commitment.
• Subscription features are distinct from general API credits.

gemini.google · 2026-09-23

Usage caps vary with the model, feature and system conditions; no fixed allowance is accepted here.

• Expanded ChatGPT access
• Reasoning and productivity features

• No annual billing for ChatGPT Go, Plus or Pro is currently offered in the retained support page.
• ChatGPT subscriptions do not include API usage; API billing is separate.
• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.

help.openai.com · 2026-09-23

Usage varies by task and model. A fixed numeric quota and separate model allowances were not confirmed.

• Claude Code access
• Projects and productivity features

Other published billing option: $200.00 — Annual commitment.

• Annual billing is an upfront yearly charge, not a monthly payment.
• Claude API usage is billed separately from this subscription.
• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.

claude.com · 2026-09-23

Separate monthly pools cover Cursor and other models. Usage is metered; a fixed dollar allowance was not confirmed.

• Cursor Models pool
• Other Models pool

• Overages and on-demand use are charged separately according to the provider terms.
• Included model access is inside Cursor, not transferable API credit.
• Prices are before tax; the India-only Start plan is a separate regional product.

cursor.com · 2026-09-23

Pro searches and uploads have weekly limits; research and agent tools have monthly limits. The detailed support table takes precedence over broader marketing wording.

• Search and research
• File and app tools

Other published billing option: $200.00 — Annual commitment.

• The official web checkout supports USD or eligible local currencies; the selected currency carries through recurring payments.
• API use is billed separately.
• No fixed consumer weekly search count is established; extended enterprise limits are not consumer allowances.

perplexity.ai · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Base Business subscription and Copilot bundle

Other published billing option: $243.60 — Annual commitment.

• A bundle is distinct from the incremental Copilot add-on.
• Annual commitment is derived from the yearly-paid monthly rate.
• US market quote; taxes and renewal terms apply.

microsoft.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Collaborative Vibe workspace

• Regular rate excludes taxes; fair-use limits apply.
• The quoted price is per user. Multiply by the required team size to estimate the monthly commitment.

mistral.ai · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Workspace billing
• Mix standard and premium seats

Other published billing option: $240.00 — Annual commitment.

• Annual amount is derived from the published monthly rate on annual billing; a yearly commitment applies.
• ChatGPT subscriptions do not include API usage; API billing is separate.
• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.

help.openai.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Team workspace
• Central billing and administration

Other published billing option: $240.00 — Annual commitment.

• Annual commitment is derived from the published per-seat monthly rate billed annually.
• US prices exclude applicable taxes; local currency and tax handling vary.

claude.com · 2026-09-23

Feature and eligible-subscription requirements apply.

• Copilot Business add-on

Other published billing option: $216.00 — Annual commitment.

• A separate eligible Microsoft 365 Business subscription is required; this row is the Copilot add-on, not the bundled base subscription.
• Annual promotional price applies to the first year only; the offer runs July 1, 2026 through December 31, 2026.
• The annual total is derived from the yearly-paid monthly equivalent; it is not a month-to-month rate.
• US market quote; taxes, eligibility, renewal pricing and checkout terms apply.

microsoft.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Base Business subscription and Copilot bundle

Other published billing option: $282.00 — Annual commitment.

• A bundle is distinct from the incremental Copilot add-on.
• Annual commitment is derived from the yearly-paid monthly rate.
• US market quote; taxes and renewal terms apply.

microsoft.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Base Business subscription and Copilot bundle

Other published billing option: $345.60 — Annual commitment.

• A bundle is distinct from the incremental Copilot add-on.
• Annual commitment is derived from the yearly-paid monthly rate.
• US market quote; taxes and renewal terms apply.

microsoft.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Base Business subscription and Copilot bundle

Other published billing option: $384.00 — Annual commitment.

• A bundle is distinct from the incremental Copilot add-on.
• Annual commitment is derived from the yearly-paid monthly rate.
• US market quote; taxes and renewal terms apply.

microsoft.com · 2026-09-23

Usage costs depend on model, tokens and feature; a credit allowance does not guarantee a request count.

• AI credits for metered usage
• Copilot coding assistance

• Each granted seat contributes credits to the shared organization pool.
• Usage beyond the shared pool is charged separately. Rollover terms were not confirmed here.

docs.github.com · 2026-09-23

Usage costs depend on model, tokens and feature; a credit allowance does not guarantee a request count.

• AI credits for metered usage
• Copilot coding assistance

• Monthly credit totals are the published allowance, not a promise of a fixed future flex allotment.
• Unused monthly allowance expires at the reset; additional usage requires a configured budget.

docs.github.com · 2026-09-23

Separate monthly pools cover Cursor and other models. Usage is metered; a fixed dollar allowance was not confirmed.

• Cursor Models pool
• Other Models pool

• Overages and on-demand use are charged separately according to the provider terms.
• Included model access is inside Cursor, not transferable API credit.
• Prices are before tax; the India-only Start plan is a separate regional product.

cursor.com · 2026-09-23

Separate monthly pools cover Cursor and other models. Usage is metered; a fixed dollar allowance was not confirmed.

• Cursor Models pool
• Other Models pool

• Overages and on-demand use are charged separately according to the provider terms.
• Included model access is inside Cursor, not transferable API credit.
• Prices are before tax; the India-only Start plan is a separate regional product.

cursor.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• 5× Google AI Pro usage limits

• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.
• The multiplier is relative to Google AI Pro; it is not a common unit across subscriptions or an API token quantity.

gemini.google · 2026-09-23

Relative usage is measured against Plus, not an API token allowance. Additional usage controls apply.

• 5× Plus usage
• Monthly Pro subscription

• No annual billing for ChatGPT Go, Plus or Pro is currently offered in the retained support page.
• ChatGPT subscriptions do not include API usage; API billing is separate.
• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.

help.openai.com · 2026-09-23

Usage costs depend on model, tokens and feature; a credit allowance does not guarantee a request count.

• AI credits for metered usage
• Copilot coding assistance

• Monthly credit totals are the published allowance, not a promise of a fixed future flex allotment.
• Unused monthly allowance expires at the reset; additional usage requires a configured budget.

docs.github.com · 2026-09-23

Separate monthly pools cover Cursor and other models. Usage is metered; a fixed dollar allowance was not confirmed.

• Cursor Models pool
• Other Models pool

• Overages and on-demand use are charged separately according to the provider terms.
• Included model access is inside Cursor, not transferable API credit.
• Prices are before tax; the India-only Start plan is a separate regional product.

cursor.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Workspace billing
• Mix standard and premium seats

Other published billing option: $1,200.00 — Annual commitment.

• Annual amount is derived from the published monthly rate on annual billing; a yearly commitment applies.
• ChatGPT subscriptions do not include API usage; API billing is separate.
• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.

help.openai.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• Team workspace
• Central billing and administration

Other published billing option: $1,200.00 — Annual commitment.

• Annual commitment is derived from the published per-seat monthly rate billed annually.
• US prices exclude applicable taxes; local currency and tax handling vary.

claude.com · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

• 20× Google AI Pro usage limits

• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.
• The multiplier is relative to Google AI Pro; it is not a common unit across subscriptions or an API token quantity.

gemini.google · 2026-09-23

Relative usage is measured against Plus, not an API token allowance. Additional usage controls apply.

• 20× Plus usage
• Monthly Pro subscription

• No annual billing for ChatGPT Go, Plus or Pro is currently offered in the retained support page.
• ChatGPT subscriptions do not include API usage; API billing is separate.
• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.
• Pause effective September 10, 2026. Existing subscriptions continue to renew.
• Eligible customers may return once within 30 days after access ends; eligibility conditions apply.

help.openai.com · 2026-09-23

Separate monthly pools cover Cursor and other models. Usage is metered; a fixed dollar allowance was not confirmed.

• Cursor Models pool
• Other Models pool

• Overages and on-demand use are charged separately according to the provider terms.
• Included model access is inside Cursor, not transferable API credit.
• Prices are before tax; the India-only Start plan is a separate regional product.

cursor.com · 2026-09-23

Pro searches and uploads have weekly limits; research and agent tools have monthly limits. The detailed support table takes precedence over broader marketing wording.

• Search and research
• File and app tools

Other published billing option: $2,000.00 — Annual commitment.

• The official web checkout supports USD or eligible local currencies; the selected currency carries through recurring payments.
• API use is billed separately.
• No fixed consumer weekly search count is established; extended enterprise limits are not consumer allowances.
• Annual billing is available through the web app only.

perplexity.ai · 2026-09-23

A fixed numeric allowance was not confirmed. Provider usage limits apply.

Current support confirms monthly billing but the retained help/pricing content supplies no current numeric USD amount.

• Monthly subscription

• No annual billing for ChatGPT Go, Plus or Pro is currently offered in the retained support page.
• ChatGPT subscriptions do not include API usage; API billing is separate.
• US reference prices. Local checkout currency, taxes, eligibility and app-store prices may differ.

help.openai.com · 2026-09-23

Session and weekly limits apply. The weekly limit spans all models; additional capacity controls may apply.

The captured Max help page quotes a dollar amount but does not establish its USD market scope; no conversion or cross-plan currency assumption is used.

• 20x Pro per-session allowance
• Claude Code access

• Observed primary-source amount: $200 per month, web only; currency scope remains unresolved here.
• Monthly subscription only; mobile prices may vary.
• The relative allowance is against Claude Pro, not another vendor or an API token quota.

support.claude.com · 2026-09-23

Session and weekly limits apply. The weekly limit spans all models; additional capacity controls may apply.

The captured Max help page quotes a dollar amount but does not establish its USD market scope; no conversion or cross-plan currency assumption is used.

• 5x Pro per-session allowance
• Claude Code access

• Observed primary-source amount: $100 per month, web only; currency scope remains unresolved here.
• Monthly subscription only; mobile prices may vary.
• The relative allowance is against Claude Pro, not another vendor or an API token quota.

support.claude.com · 2026-09-23

Different models and messages consume different points; example message counts are not guaranteed quotas.

Retained official quote is EUR; USD is unknown and no conversion is performed.

• 3.3 million points/month
• Poe-compatible API access

• Observed regional quote: EUR 114.99 monthly or EUR 1,149.99 annually.
• Subscription points can be used with the official compatible API; rollover is plan-specific.
• Rollover up to **8.5 million** points

poe.com · 2026-09-23

Different models and messages consume different points; example message counts are not guaranteed quotas.

Retained official quote is EUR; USD is unknown and no conversion is performed.

• 10 thousand points/day
• Poe-compatible API access

• Observed regional quote: EUR 5.74 monthly or EUR 57.49 annually.
• Subscription points can be used with the official compatible API; rollover is plan-specific.
• The allowance resets daily; it is not a monthly point grant.

poe.com · 2026-09-23

Different models and messages consume different points; example message counts are not guaranteed quotas.

Retained official quote is EUR; USD is unknown and no conversion is performed.

• 8.25 million points/month
• Poe-compatible API access

• Observed regional quote: EUR 287.49 monthly or EUR 2,874.99 annually.
• Subscription points can be used with the official compatible API; rollover is plan-specific.
• Rollover up to **25 million** points

poe.com · 2026-09-23

Different models and messages consume different points; example message counts are not guaranteed quotas.

Retained official quote is EUR; USD is unknown and no conversion is performed.

• 660 thousand points/month
• Poe-compatible API access

• Observed regional quote: EUR 22.99 monthly or EUR 229.99 annually.
• Subscription points can be used with the official compatible API; rollover is plan-specific.
• Rollover up to **1.5 million** points

poe.com · 2026-09-23

A current allowance and subscriber migration terms were not confirmed for this legacy label.

The retained current tier list uses other names and regional EUR prices. This former label has no current verified USD quote.

• The current Plus tier is a separate row; no silent reassignment of the old Premium plan is made.

poe.com · 2026-09-23

Different models and messages consume different points; example message counts are not guaranteed quotas.

Retained official quote is EUR; USD is unknown and no conversion is performed.

• 1.65 million points/month
• Poe-compatible API access

• Observed regional quote: EUR 57.49 monthly or EUR 574.99 annually.
• Subscription points can be used with the official compatible API; rollover is plan-specific.
• Rollover up to **3.5 million** points

poe.com · 2026-09-23

A shared weekly allowance applies across supported Grok products. Numeric capacity was not confirmed; extra usage is separately purchased.

Official current dollar price exists, but the retained page does not establish USD currency scope.

• Grok subscription access

• Observed current dollar quote: $30 per month; no currency conversion is assumed.
• Do not infer that all general API use is included in every subscription.

x.ai · 2026-09-23

A shared weekly allowance applies across supported Grok products. Numeric capacity was not confirmed; extra usage is separately purchased.

Official current dollar price exists, but the retained page does not establish USD currency scope.

• Grok subscription access

• Observed current dollar quote: $100 per month; no currency conversion is assumed.
• Do not infer that all general API use is included in every subscription.

x.ai · 2026-09-23